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Stability
For 30 years American Receivable has been owned and managed by the same factoring professionals, who are dedicated to each client and their specific needs.
Self-sufficiency
Unlike most factoring companies, who utilize a line of credit and pledge their assets (including the client's reserve) to a bank, AR is self-funded, so nothing is ever pledged to a bank.
Sensibility
American Receivable is a traditional factoring company; we base our decisions on the strength of the client's customers, the product or service, and not on the client's credit history or bottom line.
Flexibility
American Receivable will work with clients in reorganization, as well as those with poor credit. Because small businesses have limited resources available and often lack the time to focus on unproductive issues such as cash management, American Receivable works hand in hand with their clients to ease the operational stress, helping speed their return to profitability and - if they wish - traditional bank financing.
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