American Receivable - a self-funded factor providing financing for growing companies for over 25 years
HOME
ABOUT US
FACTORING
TESTIMONIALS
BROKERS
CONTACT US
American Receivable accelerates your cash flow based on the strength of your customer's balance sheet.

American Receivable is a self-funded factoring company with no hidden fees, up-front costs, or long-term contracts.

 
American Receivable promotes the growth of each of its clients by never placing minimums or maximum amounts of financed receivables.

American Receivable turns your Accounts Receivable into cash so your business can grow as fast as your sales grow.
Simply put, factoring is a low-cost form of financing where a company turns its Accounts Receivable over to another company and receives payment early.

Factoring is a widely-used form of financing in the financial industry among growing companies, recovering businesses, and entrepreneurs. Many of the largest and most stable corporations in America and Europe utilize factoring as a means to speed up their cash flow so that they can seize opportunities to increase their market share.

Advantages of Factoring over Bank Financing:

  • Factoring provides an unlimited line of working capital, limited only by the amount of business you can generate, not on the amount of your assets
  • You qualify for cash advances based on your customer's creditworthiness, not yours
  • Factoring does not increase your debt position
  • Factoring can help improve your credit rating & collections
  • New orders generate cash within 24 hours - not 60 days
  • No time-consuming Bank audits are required - and no restrictions on the use of proceeds

Proceeds from Factoring can be used to:

  • Increase your sales
  • Take supplier discounts
  • Increase your staff or fund payroll
  • Purchase new equipment
  • Increase your inventory
  • Improve your credit rating
American Receivable accelerates your cash flow based on the strength of your customer's balance sheet, not your assets.