Receivable factoring, also known as invoice factoring, is the quick and easy way
to improve your cash flow.
Receivable factoring involves the purchase of an invoice for the purpose of improving
cash flow or mitigating risk for the invoice seller.
American Receivable offers the most competitive rates and fastest approval times
in the invoice factoring industry – often in as little as 24 hours. With receivable
factoring from American Receivable,
there are never any prepayment penalties and no limits on how you can use your funds.
The American Receivable Factoring Approach to Invoice Factoring
American Receivable is a factoring
company in Texas that provides
funding to growing and recovering businesses by purchasing
accounts receivable for immediate cash that can be used for operations,
inventory, payroll, or to pay off debts.
Call us at 1-800-297-6652
to learn how receivable factoring can help your business improve cash flow in as
little as 24 hours.
American Receivable provides
receivable factoring services designed to help businesses meet their cash
flow needs and remain competitive in today's rapidly-changing marketplace.
For over 31 years, American Receivable has provided flexible receivable factoring
solutions to businesses that do not meet the lending criteria required by traditional
Our approach to accounts receivable
factoring is simple and straightforward. We make invoice factoring quick
and easy with:
- Competitive Rates – Starting at 1%
- Fast Approval Times – Typically Within 24 Hours
- 24-Hour Online Account Access
- No Monthly Minimum
- No Long-Term Commitment
- No Application Fees
- Advance Rates of up to 95%
We base our lending decisions on the product or service as well as the financial
strength and stability of our clients' customers, not on the credit history of our
Receivable factoring, or invoice factoring, provides an unlimited source of working capital without increasing
your debt position, and unlike some other factoring companies, American Receivable
requires no up-front fees or long-term contracts.
Benefits of Receivable Factoring include:
- No Long-Term Contract
- No Hidden Costs
- Improved Cash
- No Limits on How Funding is Used
- No Lengthy Bank Audits
- Improved Credit Rating of Your Business
- Completely Confidential
- Immediate Funding – Typically in as Little as 24-Hours
Call us now at 800-297-6652
Is Receivable Factoring Right for Your Company?
Our receivable factoring approach
provides a quick and simple solution to your cash flow needs and is ideal for small
to medium-sized businesses with less-than-ideal credit and those undergoing reorganization.
Invoice factoring is ideal for businesses looking to purchase new equipment, increase
inventory, fund payroll and other operating expenses and improve their credit ratings.
Because receivable factoring does not require time-consuming audits mandated by
traditional lending institutions, our clients typically receive funding within 24
hours of applying.
At American Receivable, we work closely with bank referral clients to help them
meet their short and long term cash flow needs and improve their credit worthiness.
In fact, the majority of our bank referral clients return to traditional bank financing
once the factoring relationship ends.
Will Receivable Factoring Hurt My Credit Rating?
Receivable Factoring will not harm your credit rating. In fact, for many companies
accounts receivable factoring actually helps them improve their credit worthiness.
Receivable factoring is an accepted method of improving cash flow and many of our
customers are referred from traditional lending institutions. Once the factoring
arrangement is completed, most of those businesses return to traditional lending
arrangements, in much stronger financial shape.
How Soon Will I Receive My Funds?
Unlike traditional bank loans, accounts receivable factoring does not require time
consuming financial audits. In most cases, we can have your application approved
the same day. In many cases, our clients receive funding the very next day!
How Can Receivable Factoring Proceeds be Used?
Another benefit of the receivable factoring method is that, unlike traditional bank
financing, we do not require you to specify how your business will use the proceeds.
Use your funds to:
- Purchase New Technology
- Increase Inventory
- Meet Payroll
- Acquire New Equipment
- Hire New Employees
- Take Supplier Discounts
- Reduce Debt
This provides your business with additional flexibility and allows you to use proceeds
as needed to purchase new equipment, upgrade existing equipment, increase inventory,
fund payroll or improve your business' credit rating.
Contact American Receivable today to learn whether
invoice factoring is right for your particular situation. Chances are we can design
an invoice factoring solution that meets your unique business needs.
For immediate assistance, call us at 1-800-297-6652.