The American Receivable Factoring Approach

American Receivable provides receivable factoring services designed to help businesses meet their cash flow needs and remain competitive in today’s rapidly-changing marketplace.

For over 31 years, American Receivable has provided flexible receivable factoring solutions to businesses that do not meet the lending criteria required by traditional banks.

Our approach to accounts receivable factoring is simple and straightforward. We base our lending decisions on the product or service as well as the financial strength and stability of our client’s customers, not on the credit history of our clients.

Receivable factoring, also referred to as invoice factoring and accounts receivable factoring, provides an unlimited source of working capital without increasing your debt position, and unlike some other factoring companies, American Receivable requires no up-front fees or long-term contracts.

Benefits of Receivable Factoring include:

• No Long-Term Contract
• No Hidden Costs
• Improved Cash Flow
• No Limits on How Funding is Used
• No Lengthy Bank Audits
• Improved Credit Rating of Your Business
• Completely Confidential
• Immediate Funding – Typically in as Little as 24-Hours
• Call us now at 800-297-6652 or Chat with an agent for faster approval

Is Receivable Factoring Right for Your Company?

Our receivable factoring approach provides a quick and simple solution to your cash flow needs and is ideal for small to medium-sized businesses with less-than-ideal credit and those undergoing reorganization.

Receivable factoring is ideal for businesses looking to purchase new equipment, increase inventory, fund payroll and other operating expenses and improve their credit ratings.

Because receivable factoring does not require time-consuming audits mandated by traditional lending institutions, our clients typically receive funding within 24 hours of applying.

At American Receivable, we work closely with bank referral clients to help them meet their short and long term cash flow needs and improve their credit worthiness. In fact, the majority of our bank referral clients return to traditional bank financing once the factoring relationship ends.

Will Receivable Factoring Hurt My Credit Rating?

Receivable Factoring will not harm your credit rating. In fact, for many companies accounts receivable factoring actually helps them improve their credit worthiness. Receivable factoring is an accepted method of improving cash flow and many of our customers are referred from traditional lending institutions. Once the factoring arrangement is completed, most of those businesses return to traditional lending arrangements, in much stronger financial shape.

How Soon Will I Receive My Funds?

Unlike traditional bank loans, accounts receivable factoring does not require time consuming financial audits. In most cases, we can have your application approved the same day. In many cases, our clients receive funding the very next day!

How Can Receivable Factoring Proceeds be Used?

Another benefit of the receivable factoring method is that, unlike traditional bank financing, we do not require you to specify how your business will use the proceeds.

Use your funds to:

• Purchase New Technology
• Increase Inventory
• Meet Payroll
• Acquire New Equipment
• Hire New Employees
• Take Supplier Discounts
• Reduce Debt

This provides your business with additional flexibility and allows you to use proceeds as needed to purchase new equipment, upgrade existing equipment, increase inventory, fund payroll or improve your business' credit rating.

Contact American Receivable today to learn how we can help your business with receivable factoring solutions designed to meet your unique business needs. For immediate assistance, call us at 1-800-297-6652.

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